montcalm｜家庭收入专题
这些收入指标对买房的意义
- 中位数与平均收入：用于判断当地购买力，决定你的目标总价区间是否匹配。
- 收入分段与十分位：用于识别区域是“中产主导”还是“两极分化”，影响未来流动性与议价难度。
- 低收入占比、Gini、P90/P10：用于评估收入压力与不平等风险，帮助判断持有期内的租售稳定性。
相关社区
montcalm (49)
关键收入结论
- 低收入占比较高，显示可负担压力偏明显。
- 收入不平等程度处于中等水平。
- P90/P10 差距较大，高低收入分化更明显。
家庭收入摘要
家庭总收入中位数
$50K
家庭总收入平均值
$57K
低收入 LIM-AT
29%
基尼（税后）
0.28
P90/P10 比值
4.00
单人住户占比
37%
有子女夫妇家庭占比
15%
收入摘要（最新年份）
总收入中位数
$26K
总收入平均值
$29K
税后收入中位数
$25K
人均收入
$28K
收入领取人数
1,500
就业收入占比
64%
市场收入占比
75%
政府转移占比
25%
EI 占比
1%
就业率
71%
Household income distribution
| 分段 | 家庭数 | 占比 |
|---|---|---|
| 0-5k | 45 | 6% |
| 5k-10k | 20 | 3% |
| 10k-15k | 20 | 3% |
| 15k-20k | 25 | 3% |
| 20k-25k | 55 | 7% |
| 25k-30k | 55 | 7% |
| 30k-35k | 35 | 4% |
| 35k-40k | 40 | 5% |
| 40k-45k | 45 | 6% |
| 45k-50k | 55 | 7% |
| 50k-60k | 75 | 9% |
| 60k-70k | 75 | 9% |
| 70k-80k | 60 | 8% |
| 80k-90k | 45 | 6% |
| 90k-100k | 40 | 5% |
| 100k-125k | 60 | 8% |
| 125k-150k | 20 | 3% |
| 150k-200k | 15 | 2% |
| 200k+ | 5 | 1% |
个人收入分布
| 年份 | 收入类型 | 分段 | 人数 | 占比 |
|---|---|---|---|---|
| 2020 | after_tax | 0-10k | 280 | 18% |
| 2020 | after_tax | 10k-20k | 250 | 16% |
| 2020 | after_tax | 20k-30k | 400 | 26% |
| 2020 | after_tax | 30k-40k | 275 | 18% |
| 2020 | after_tax | 40k-50k | 145 | 9% |
| 2020 | after_tax | 50k-60k | 75 | 5% |
| 2020 | after_tax | 60k-70k | 45 | 3% |
| 2020 | after_tax | 70k-80k | 20 | 1% |
| 2020 | after_tax | 80k-90k | 5 | 0% |
| 2020 | after_tax | 90k-100k | 5 | 0% |
| 2020 | after_tax | 100k+ | 0 | 0% |
| 2020 | after_tax | 无收入 | 50 | 3% |
| 2020 | employment | 0-5k | 150 | 10% |
| 2020 | employment | 5k-10k | 145 | 9% |
| 2020 | employment | 10k-20k | 255 | 16% |
| 2020 | employment | 20k-30k | 175 | 11% |
| 2020 | employment | 30k-40k | 130 | 8% |
| 2020 | employment | 40k-50k | 75 | 5% |
| 2020 | employment | 50k-60k | 55 | 4% |
| 2020 | employment | 60k-70k | 30 | 2% |
| 2020 | employment | 70k-80k | 20 | 1% |
| 2020 | employment | 80k-90k | 20 | 1% |
| 2020 | employment | 90k-100k | 10 | 1% |
| 2020 | employment | 100k+ | 10 | 1% |
| 2020 | employment | 无收入 | 475 | 31% |
| 2020 | total | 0-10k | 275 | 18% |
| 2020 | total | 10k-20k | 240 | 16% |
| 2020 | total | 20k-30k | 360 | 23% |
| 2020 | total | 30k-40k | 260 | 17% |
| 2020 | total | 40k-50k | 160 | 10% |
| 2020 | total | 50k-60k | 70 | 5% |
| 2020 | total | 60k-70k | 55 | 4% |
| 2020 | total | 70k-80k | 25 | 2% |
| 2020 | total | 80k-90k | 15 | 1% |
| 2020 | total | 90k-100k | 15 | 1% |
| 2020 | total | 100k+ | 15 | 1% |
| 2020 | total | 无收入 | 50 | 3% |
收入十分位分布
| 年份 | 十分位 | 家庭数 | 占比 |
|---|---|---|---|
| 2020 | 1 | 620 | 36% |
| 2020 | 2 | 335 | 19% |
| 2020 | 3 | 240 | 14% |
| 2020 | 4 | 190 | 11% |
| 2020 | 5 | 105 | 6% |
| 2020 | 6 | 100 | 6% |
| 2020 | 7 | 60 | 3% |
| 2020 | 8 | 50 | 3% |
| 2020 | 9 | 15 | 1% |
| 2020 | 10 | 10 | 1% |